Covid-19 and Mortgage Relief (lender list included)

The Government response to the Coronavirus has been extensive and is expected to affect even more areas of the economy (and workforce) over the coming months.  Consequently, many Australians are heading towards mortgage stress despite record-low interest rates.  It is anticipated that as many as 1 million Australians potentially face unemployment as a result of […]

Debt Consolidation – Credit Cards and Personal Loans

Usually private debt has a higher interest rate because the debt isn’t secured against an asset.  For example, your credit card debt has no asset ‘securing it’ that a lender can sell should you default on the debt. Car loans are cheaper than credit cards because there generally is an asset ‘securing’ the loan which […]